ilivetodayav

The High Deserts Social Network Blog…

California extends low-income auto insurance plan

California Governor Arnold Schwarzenegger has extended the state’s Low Cost Auto Insurance (CLCA) program for another five years. More than 50,000 Californians have benefited from the plan to date.

The no-frills policy provides individuals making under $27,075 coverage for less than $400 a year. Some other stipulations include being at least 19 years old and insuring a vehicle worth less than $20,000.

Consumer Watchdog group executive director Douglas Heller asserts that some people may forgo auto insurance if they feel it’s too expensive.

“Millions upon millions are struggling in this economy – and the Low Cost Auto Insurance program allows cash-strapped motorists a chance to drive legally,” says Heller. “That’s not just better for low-income drivers, but it’s a relief to everyone on the road when fewer people drive uninsured.”

Having adequate auto insurance will provide a motorist with financial security in the event of an accident. Without car insurance, a person could face major financial strain in the event of an automobile collision. A clean record and following safe driving practices can help keep auto insurance costs low.

August 1, 2011 Posted by | av best insurance, lancaster auto insurance, lancaster home insurance, lancaster life insurance | , , , , | Leave a comment

Look Twice for Motorcycles

45% of all multiple-vehicle motorcycle fatalities occur at intersections. Motorists, please Look Twice for motorcycles this season. Check out these Ten Things Every Car and Truck Driver Should Know About Motorcycles. http://msf-usa.org/downloads/Motorist_Awareness_tips.pdf

June 20, 2011 Posted by | lancaster allstate insurance, lancaster auto insurance, lancaster home insurance, lancaster insurance, lancaster life insurance | , , , , | Leave a comment

Motorcycle Safety Courses in Lancaster

Even seasoned motorcycle riders can benefit from taking a motorcycle safety course.  As an added benefit, you could save on your insurance premium just by completing the course.  Find a qualifying class in your area herehttp://nm.msf-usa.org/msf/ridercourses.aspx?pagename=RiderCourse%20Info

http://LANCASTER-CA-INSURANCE.COM                                                                                                        

June 13, 2011 Posted by | lancaster allstate insurance, lancaster auto insurance, lancaster home insurance, lancaster insurance, lancaster life insurance | , , , , | Leave a comment

This week’s health care reform news

While the Affordable Care Act’s (ACA) medical loss ratio (MLR) and rate review provisions have been getting most of the media attention, a new coalition of business organizations has come together to draw attention to another important requirement of the ACA. Calling themselves Stop the HIT on Small Business, more than 25 national business organizations have joined forces to work toward repeal of new taxes the ACA would impose on private health insurance starting in 2014. Business leaders behind the effort say that small business owners, their employees and the self-employed will ultimately bear the brunt of $87 billion in additional health care costs in the first 10 years as a result of the new taxes. The group is planning Capitol Hill outreaches and grassroots efforts.

Federal 

Support is growing in Congress (over 80 co-sponsors) for Mike Rogers’ (R-MI) and John Barrows’ (D-GA) legislation that would exclude agent commissions from the MLR calculation.  Currently, commissions count as administrative expenses in calculating insurers’ MLRs.  This support was highlighted in a House hearing last week before the Health Subcommittee of the Energy & Commerce Committee, where the larger issue of the MLR burden was front and center.  Witnesses representing agents and brokers, insurers and academia all testified against the unintended, negative consequences of the MLR requirement, with agents and brokers in particular noting the direct financial impact to small business and individual agents and their families. The Rogers/Barrows bill would simply not factor commissions into the MLR calculation. The day before the hearing, Congressman Tom Price ((R-GA) introduced an even more aggressive bill, as his proposal would repeal outright the MLR provision of ACA.  While it is unlikely that either bill will get traction in the Senate on its own, bipartisan support for the agents and genuine concern about unintended consequences puts this issue in play as part of any potential mega-deal on the budget/deficit/debt ceiling issue over the next few months. The Senate was not in Session last week; and the House is out this week.

June 9, 2011 Posted by | Antelope Valley Insurance, lancaster life insurance | , , , , | Leave a comment

Gas Prices on the Rise

When gas prices are on the rise, scooters can be a great alternative source of transportation for budget conscious commuters.  Stay safe on your scooter with Riding Tips from the Motorcycle Safety Foundationhttp://msf-usa.org/downloads/Scooter-tips-2005.pdf

June 8, 2011 Posted by | lancaster allstate insurance, lancaster auto insurance, lancaster home insurance, lancaster insurance, lancaster life insurance | , , , , | Leave a comment

Motorcycle safety in the AV

Preparing your motorcycle for riding season?  This handy pre-ride inspection list from the Motorcycle Safety Foundation can help keep you and your bike safe on the road.  http://msf-usa.org/downloads/T-CLOCSInspectionChecklist.pdf

June 8, 2011 Posted by | lancaster allstate insurance, lancaster auto insurance, lancaster home insurance, lancaster insurance, lancaster life insurance | , , , , | Leave a comment

May is Motorcycle Safety Month Lancaster

May is Motorcycle Safety Month.  Learn how you can avoid danger on the road with these Riding Tips from the Motorcycle Safety Foundation.  http://msf-usa.org/downloads/Street_Motorcycle_Tips_2010.pdf

May 24, 2011 Posted by | lancaster allstate insurance, lancaster auto insurance, lancaster home insurance, lancaster insurance, lancaster life insurance | , , , , | Leave a comment

Insuring the Antelope Valley -Cullen Insurance Lancaster

Allstate: You're in good hands.

Not sure if you have the insurance coverage you need? You’re not alone… I can help.

As a Personal Financial Representative in Antelope Valley, CA I know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important – your family, home, car and more. I can also help you prepare a strategy to achieve your financial goals.


When buying car insurance in the Antelope Valley you’re looking for the right mix of price & protection.

If you go with bare-bones minimum coverage and find out you need more after you’ve had an accident – you’ll probably end up spending way more than you ever saved.

Click Here for Palmdale, CA Auto Insurance >>

Click Here for Lancaster, CA Auto Insurance >>

You don’t need to be a home insurance expert, just become familiar with the basic concepts that will help.

Being informed can do more than just help keep your premiums low – it can also help you make sure what you think is covered is actually protected.

Click Here for Palmdale, CA Property Insurance >>

Click Here for Lancaster, CA Property Insurance >>

 

Renters & Condos Insurance Protects Your Possessions and Helps With Living Expenses

Pipes burst, a spark ignites a blaze, thieves find the unlocked door. Sometimes stuff just happens. That’s why renters need to take a hard look at the big what-ifs.

Palmdale, CA RentersPalmdale, CA Condos

Lancaster, CA RentersLancaster, CA Condos

We’ll show you what coverages may be available and how to get the personalized protection you need.

Whether you’re a lifelong boater, motorcyclist, snowmobile or motor home owner or are just getting started, it’s smart to take a close look at your insurance coverage.

Click Here to Learn More >>

Your business is one-of-a-kind, you may need flexible business and commercial vehicle insurance plans.

Being informed can do more than just help keep your premiums low – it can also help you make sure what you think is covered is actually protected.

Click Here to Learn More >>

Is life insurance affordable? Yes, it can be. See for yourself. Get a term life quote.

Start by contacting, Rick Grant, your Cullen Insurance personal financial representative. It’s a quick way to start your path to protecting what matters most.

Click Here to Learn More >>

 

Allstate Cullen Insurance is A PROUD BLVD BUSINESS

April 13, 2011 Posted by | lancaster allstate insurance, lancaster auto insurance, lancaster home insurance, lancaster insurance, lancaster life insurance | , , , , | Leave a comment

CREATING SECURITY FOR YOUR LIFE

CREATING SECURITY FOR YOUR LIFE

Our agency financial services are offered by Bob Finberg. Bob has more than thirty years experience as a licensed insurance agent.

Our concept for financial planning is based on “your values.”

Bob Finberg of Lancaster Insurance has a team of experts in life insurance, pensions and savings plans.

Our pledge is to work with you developing a “financial independence plan” and our commitment is to share your vision for protection, security and independence.

What makes us different from other advisors is our promise of service to you based on a relationship, our focus on your needs rather than financial products and being guided by your long term goals rather than current events.

Insuring your Homes, Cars, Trucks, your Businesses and your lives. We have selected the best and most competitive insurance companies offered by any independent agency. We represent “you”, not just a single insurance company. One size does NOT fit all, one insurance company does NOT fit all.

CONTACT US

Lancaster Insurance Services, Inc.
42220 10th Street West, Suite 107
Lancaster, CA 93534
Phone: 661-726-1337
Fax: 661-726-5846

Bob Finberg – Agent/Owner bob@lancasterinsurance.biz
Mercedes Colvin – Agent, Account Manager mercedes@lancasterinsurance.biz
Edgar Ortiz – Insurance Professional edgar@lancasterinsurance.biz
Monika Pieters – Insurance Specialist monika@lancasterinsurance.biz
Elaine Tucker – Customer Service Rep. elaine@lancasterinsurance.biz

March 8, 2011 Posted by | lancaster commercial insurance, lancaster insurance, lancaster life insurance, lancaster personal insurance | , , , | Leave a comment

Lancaster Best Financial Service

FINANCIAL SERVICES

Our agency financial services are offered by Bob Finberg. Bob has more than thirty years experience as a licensed insurance agent.

Our concept for financial planning is based on “your values.”

Bob Finberg of Lancaster Insurance has a team of experts in life insurancepensions and savings plans.

Our pledge is to work with you developing a “financial independence plan” and our commitment is to share your vision for protection, security and independence.

What makes us different from other advisors is our promise of service to you based on a relationship, our focus on your needs rather than financial products and being guided by your long term goals rather than current events.

 

February 24, 2011 Posted by | av best insurance, lancaster commercial insurance, lancaster insurance, lancaster life insurance, lancaster personal insurance | , , , , | Leave a comment