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Factors to consider when getting renters insurance Lancaster, CA

Many people are forced to tighten their belts these days. Even renters insurance, which generally averages $15 to $30 a month, can be a stretch for some budgets. It’s important for renters to know what may be factored into their premiums.

 

Renters insurance rates can vary depending on the value of the possessions being covered. Larger dwellings typically cost more to insure. There are ways, however, to save on renters insurance.

 

Certain safety devices may result in lower rates. The National Association of Insurance Commissioners (NAIC) says many insurers offer discounts for fire alarms, sprinkler systems and deadbolt locks.

 

Conversely, there are factors that can result in higher renter insurance rates. In some situations, additional insurance may be required to cover damage from pets, according to the NAIC.

 

Paying more for insurance can be a good investment. The Savannah Morning News says “replacement cost coverage is slightly more expensive; however, it’s usually worth it. Technology items, such as computers, lose value after just one or two years. This means a computer you bought last year for $1,200 may only be worth $720 this year.”

 

Renters should discuss their coverage options with an agent to make sure they are getting the level of insurance needed.

July 12, 2011 Posted by | lancaster insurance | , , , , , , | Leave a comment

Combining insurance or bundling coverage

Today we are talking about “bundling” or combining your personal insurance to maximize your discounts.  Multiiple cars saves about 20% a year, adding your home or renters or condo insurance can save another 15%.  Some of my over thirty different independent insurance companies have bundled discounts for any rental homes you may have.  Altogether this can mean up to $3,000 a year in savings without sacrificing coverage or quality and the really big benefit is we never charge our customers for these services.  

July 1, 2011 Posted by | Antelope Valley Insurance, auto insurance Lancaster, auto insurance Palmdale, av best insurance | , , , , , , | Leave a comment

Insure It! Lancaster / Palmdale

    

We can insure you home, car, business and more, call us you will love  our friendly staff

661.726.1337 or email: bob@lancasterinsurance.biz

April 30, 2011 Posted by | Antelope Valley Insurance, auto insurance Lancaster, auto insurance Palmdale, business Insurance Palmdale, palmdale insurance | , , , , | Leave a comment

Homes in Brush Area ie: Juniper Hills, Ca

Bob Finberg will be speaking at the Juniper Hills Town Council Meeting Wednesday April 6th, at 7:00pm the public is invited,  go to the Juniper Hills Community Center on 106th Street East in Littlerock/Juniper Hills

The topic is home insurance in brushy areas in California.

 

 

http://lancasterinsuranceav.com Phone: 661-726-1337 or 866-610-7895 • Fax: (661) 726-5846 CREATING SECURITY FOR YOUR LIFE
Our agency financial services are offered by Bob Finberg. Bob has more than thirty years experience as a licensed insurance agent.

Our concept for financial planning is based on “your values.”

Bob Finberg of Lancaster Insurance has a team of experts in life insurance, pensions and savings plans.

 

April 6, 2011 Posted by | juniper hills home insurance, lancaster home insurance, lancaster insurance, littlerock home insurance, palmdale insurance | , , , , | Leave a comment